HCR Wealth Advisors Putting the Requirements of the Clients First

Retirement planning is essential to ensure you have a comfortable life when you are retired. The number of investment options available these days in the market can be confusing. While the financially savvy person may be able to develop a substantial financial strategy and secure their future financially, for people who do not have a financial background, getting to know where the money needs to be invested can be a little tricky. The recent Pew Research Center survey found that one in seven middle-aged adults are facing challenges because they have to financially take care of their children as well as the parents. Many parents these days are living much longer than expected and do not have sufficient funds to take care of living expenses.

The fact that many middle-aged men and women are taking care of their parents’, as well as their children’s, expenses is taking a toll on their finances. However, it may not be impossible to manage your finances in a way to meet your goals and obligations, and still save enough money for retirement. Taking the help of a investment advisory firm like HCR Wealth Advisors can help you secure your future financially and put your finances in order. The team at HCR Wealth Advisors recommend that it is important for adults to focus on their retirement planning from the very beginning to ensure that there are sufficient funds to fall back on after retirement.

The team experts at @HCRwealth Advisors also advise that people should assess the expenses of their children’s education as well as the medical expenses of their parents. It would help people understand how to manage their finances better and how much to save and keep aside. Reaching out to from HCR Wealth Advisors can help you obtain a customized financial plan, which can help you realize your personal and professional financial goals.

HCR Wealth Advisors is not affiliated with this website.


The journey for aspiring artists can be a windy road. Sometimes, when synergies flow, individuals meet with common ideals that seem to take them to a new level.

Mathias Rosenzweig sat down with Alex Paul from the Chainsmokers in New York and captured that type of journey in an insightful interview that depicted the drive shared that lead to the success of the Chainsmokers.

Alex Paul and Andrew Taggart are two guys cut from the same cloth it seems. A pair of the same breed that have combined their talents to compose their latest track, “Closer”, to already past singles they have created. They create dance music that goes beyond just the peer synths and drops and add feeling plus emotion to their music. Their audience gets good dance music coupled with something the delves deeper than just the single layered beats and arrangements.

Alex Pall grew up being a DJ. What started out as a hobby that felt more like fun than work lead to passions that drove him to something bigger with the Chainsmokers. Dance music consumed his life at a time where his peers seemingly were not choosing dance as their main flavor. Keeping with what he loved lead to where he is today. Eventually quitting his job and moving to Maine to get it started.

One of the original Chainsmokers left opening up a spot that lead to the magic of this duo to be able to combine. The two clicked right off the bat and worked daily making music that created their unique personality. With their latest songs they have started stepping out more from the dance music that seems to be saturated out there today and within their own music. Deciding to step out of the norm and muddying the waters with a more personal tempo, they have created a distinct tone seen in their latest song, “Closer”.

Having traveled the world, Alex Pall says adding new elements to their show and moving forward with fresh ideas will guide them in the years to come. With what we’ve seen so far we can look forward to more great music from this creative duo.

Perfect day ☀️

A post shared by A L E X (@alexpall) on

Alex Pall and Andrew Taggart – Music’s Biggest Duo

Alex Pall and Andrew Taggart know exactly how cut throat the music industry is. As The Chainsmokers, they have multiple number one hits under their belt, and have the right to claim that they are successful in the music industry. The Chainsmokers have innovated their sound and tweaked their shows along the way, maintaining momentum and gaining new fans every day.

One of their biggest songs of all time, “Closer,” was released in 2016 to critical praise. This song was very different from past efforts; Andrew Taggart stepped out from behind the production keyboard for the first time ever and provided the vocals for a Chainsmokers song.

You see, The Chainsmokers are a production duo, typically relying on guest artists to provide the vocals to their music. After realizing how awkward their live show is, having the guest vocalist emanating from a speaker box, they made the decision to put Andrew Taggart behind the microphone. This not only improves the live show, but it also provides The Chainsmokers with a front-man to become the poster boy of the band. With Andrew Taggart on vocals The Chainsmokers are much better off.

Shortly after the release of their song, The Chainsmokers stopped by Interview Magazine to answer questions and clear the air.

One of the first topics the interviewer approached Alex Pall with was the question of how the duo met. Alex explained to the interviewer that his manager introduced him to Taggart. Taggart was still attending college, but he drove straight from Maine to New York City to meet his future business partner.

Taggart was sure to be glad he made that long drive. Just a few months after they met, The Chainsmokers became an international sensation, blasting from the cars of teenagers and young adults alike.

The Chainsmokers know exactly who listen to their music thanks to Instagram. Alex Pall and Andrew Taggart are able to speak with and interact with fans in ways that artists of the past were not able to. Pall even said that he has discovered fans in countries like South Africa. The popularity of The Chainsmokers have transcended borders; The Chainsmokers have actually taken the entire world by storm.


Dick and Betsy DeVos immense contribution to the growth of Grand Rapids area

Dick DeVos immersed into the limelight at a young age when he decided to fight against the proposed construction of a multi-purpose sports and convention arena in Grand Rapids. This structure was to be erected at the center of the northern area of downtown Grand Rapids. DeVos foresaw the detrimental effects of the construction to the downtown area and warned against it. He became the CEO of his family’s company, Amway from 1193-2002. His massive campaign against the sports arena led to the birth of Grand Action. This is a group of mighty leaders of business collectively responsible for the construction of landmarks in Grand Rapids such as the Michigan State University’s Medical school, the Van Andel Arena, the DeVos Performance Hall, and the Grand Rapids City Market. These structures have immensely contributed to the change in the Grand Rapids skyline.

Dick married Betsy who was also heiress to a mighty family fortune and has since combined efforts to try and better people’s lives. They have dedicated their lives to influencing change in institution policies that they deem incorrect. Being that they significantly donate to the GOP, they have been in positions to effect significant changes in state laws concerning education and labor. The Dick and Betsy Foundation is a significant contributor to leadership programs, art and culture initiatives and other policy reform organizations. The family in 2006 also donated to the construction of the Helen DeVos Children’s Hospital. Dick DeVos who serves as the chairperson of the Spectrum corporate board says that the structure of the hospital will enable parents no to have to take time off when their children are in need of medical aid.

Dick DeVos has always focused on making critical reforms in the education sector. He established the Aviation Charter school that is located at the Grand Rapids International Airport. The school is a great platform which prepares its students for careers in Aviation. Betsy states her husband’s agenda in matters of education is at par with hers. They both advocate for the equal rights of knowledge when it comes to the financial disparity. Although the DeVos have met with a lot of pushback from various stakeholders and even recently lost a campaign for a constitutional amendment, they moved forward. This meant that they had to shift their strategy and began to advocate for private school vouchers in other parts of the country. This momentum for change was among the many reasons that saw Betsy DeVos appointed as the U.S Secretary of Education in Donald Trump’s cabinet.

Dick DeVos was also appointed to the top civilian panel which oversees the Federal Aviation Administration (FAA). The board is tasked with advising the FAA’s senior management on spending, planning, and matters of regulation. Dick and Betsy DeVos are single-handedly responsible for the immense growth of the Grand Rapid area and its environs. They have effected changes, built school which impact a lot of young lives in the area. The facilities they have helped erect such as the hospital are significant contributors to the quality life lived by Grand Rapids community. The DeVos are true patriots and philanthropists.


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The Oxford Club is for the Wealthy

In order to become wealthy in this world you need to have the appropriate connections. That is why those who are part of the Oxford Club generally make so much money over time. It is an international network of investors and entrepreneurs who have proven over time that their trustworthy and knowledgeable in their fields.

The club spans over 130 countries and proclaims more than 157,000 members. It was created by the cofounder of Agora Incorporated William Bonner. It began in 1989 as the Passport Club. However, they wanted to show their old world wisdom and change the name to the Oxford Club. They exist to help their over 157,000 members grow their wealth and protected in rough times.

The Oxford group offers three different levels of membership. The Premier Membership is for those who do not show an over commitment to the club. These are the ones who will purchase for memberships for the year and are allowed access to newsletters. However, they do not help the club make risky investments and therefore do not share in the hefty profits.

The second level of membership is the Directors Circle. This grants full benefits to the member as well as the member’s family. They have up-to-date information and are able to secure global traveling and luxury transport.

The third level of membership is the Chairman’s Circle. This is the most prestigious and also the most costly. You are given access to all the special features the club offers and lifetime access at bat. You are given access the clubhouse, you are allowed to access their website, and you gain all monthly newsletters.

The Oxford Club boasts several benefits. You are capable of networking with one another so that you can see real estate opportunities. You can also communicate with those around the globe to decide what the best business move would be for you and purchasing villas, shut toes, castles, and beach houses. You gain your own financial advisor who works with you directly to create the creek portfolio for your investment risk and reward matching your needs.

Dr. Saad Saad’s Innovation on Another Level

Dr. Saad Saad is a successful pediatric surgeon who has performed thousands of successful pediatric surgical operation. Mr. Saad is committed to improving the health status of communities and children from different parts of the world. Dr. Saad Saad constantly carries out research to find out innovative ways of reducing patient’s risk and the pain they feel. Saad’s hard work and creative mind has enabled him to patent two inventions. Saad also came up with new pediatric surgical procedures. For about four decades, Dr. Saad has performed numerous complex pediatric surgeries. Saad’s clients include people from within and outside his hometown. Mr. Saad has benefited young adults and children from different parts of the United States. Dr, Saad has significantly contributed to the smooth operations of Medical Missions and the West Bank that offer free surgical procedures on poor children.


Medical Catheters are inserted into the body of patients to perform operations or to treat different types of illness. Catheters can as well drain body fluids and gases or give access to surgical instruments. Depending on the type, a catheter can either be temporarily or permanently left in the body of a patient. To insert a catheter in the right position, an x-ray should be performed. Due to the increased risks of frequent x-rays, Mr. Saad created a device that can quickly locate a catheter without necessarily scanning a patient’s body using any machine. Learn more: https://www.facebook.com/drsaadsaad12


The machine that Dr. Saad Saad invented works using the same principle as a metal detector. A doctor can locate a catheter by sweeping it outside the body of a patient. This impeccable invention by Mr. Saad helps to avoid MRI as well as X-ray scans to find the position of a catheter. The machine is light and practical thus allowing surgeons to use it during emergencies when the time is not enough to perform scans. The device helps doctors to avoid tracking a catheter using guide wires. Use of guide wires could be risky because they could get stuck or break thus posing health risks to the patient.


Dr. Saad Saad is a renowned surgeon based in New Jersey. Some of the hospitals affiliated with him include Long Branch Campus and Jersey Shore University Medical Center. Mr. Saad pursued medicine at the Cairo University School of Medicine. Saad has an experience of more than 20 years in the medical field. He is one of the few surgeons at Monmouth Medical Center.


Ronald Fowlkes – Co-Owner of FirstSpear and Former Marine

Ronald Fowlkes is the co-owner of FirstSpear, a protective equipment manufacturer. Prior to joining FirstSpear, Fowlkes was member of the Marines and law enforcement. He also was employed as a Manager of Military Products Sales & Business Development for IWT Group.


He first began working for Eagle Industries, the parent company of FirstSpear, as a Manager of Business Development. Due to his experience in the military and law enforcement worlds, he knew that Eagle Industries created high quality products. This is why when Eagle Industries created FirstSpear, their newest subsidiary, he got heavily involved. Now, as co-owner and Director of Business Development, he organizes marketing, makes deals, and watches over the logistical aspects of FirstSpear.


“It was extremely well designed and held together really well,” Folkes said of FirstSpear’s product. “We are the Gucci or Ferrari of the tactical [equipment] world,” he boasted.


In addition to his interest in protecting the boys in blue, Fowlkes is a huge hockey fan. He writes original pieces on his blog and coaches a little league hockey team.


In February, Fowlkes wrote about Jeff Glass. Jeff Glass’, excellent teenage athlete with a disappointing professional start, has finally made his comeback. Due to injury, the NHL team out of Chicago were forced to bring Glass up from their minor league counterpart. Jeff Glass took the opportunity and made the most of it; he finished out the entire 2017-2018 season in Chicago.


About FirstSpear


FirstSpear is owned by Eagle Industries and Vista Outdoor Inc. Vista produces products ranging from the outdoor life to clothing to protective equipment for law enforcement. Vista is behind such prominent brands as Blazer, bolle, Blackhawk, and Weaver.


FirstSpear is the latest addition to the Eagle Industries and Vista Outdoors family. It was created to be the producer of the latest, most innovative tactical products. FirstSpear, under the guidance of Fowlkes and others, uses the latest technologies to insure a light product that doesn’t sacrifice protective quality.


Ronald Fowlkes says he joined FirstSpear and Eagle Industries after running into their products time and time again during his career in the Marines and police force. Ronald Fowlkes isn’t the only one to congratulate for the success of FirstSpear.


“I believe in teamwork,” Fowlkes explains. “I feel that is what strong influences the success of my ideas,” Fowlkes says. “Ideas come from the field and the end users.”


FirstSpear works diligently to provide its customers with the exact specifications they require. Fowlkes himself knows exactly what it takes to make a good piece of gear. With Fowlkes’ experience in the military, he is able to better understand the needs of consumers.